Students

At LoanWise, we recognize the challenges students face in today’s economy compounded with increasing tuition costs and debt loads. Managing your student loan debt is essential to your future financial success.

Facing delinquency may be difficult, but not impossible. You CAN recover from it, but you must take action before catching up becomes too difficult.

• Our highly trained counselors take a one-on-one approach with each student to help you find a solution that works for your specific needs.
• Dealing with student loans can be intimidating for a lot of students, especially in this economy. Having a LoanWise counselor walk you through a deferment form or explain what consolidation means, or go over your repayment options can make all the difference.
• Remember, you are not alone. Take action and find out your options as soon as you start to fall behind. Burying your head in the sand is the worst choice for your financial future.
• All Services are FREE to students! We serve as a trusted resource for students to help you make the most of your education investment!

Student Loan problems are serious, but LoanWise can help you solve them. If you are having problems making payments, call us today and we will help you find your best option.

800.301.5051

What are possible consequences of default?

• Credit report damaged (7-year min.) + higher interest rates for years
• Wage garnishment
• Seizure of federal and state tax refunds
• Seizure of portion of any federal payment
• Legal action in federal district court
• Title IV ineligible
• May lose state occupational license
• May have difficulty obtaining mortgage loans
• May have difficulty obtaining car loans
• May be unable to rent an apartment
• May be turned down for jobs